3. Bitcoin vs Ethereum vs Altcoins

HODL Guide Pro · Crypto 101
Module 3 of 12
Module 3 · Fundamentals

Bitcoin vs Ethereum vs Altcoins

There are thousands of coins. You only need to understand a few categories to make sense of all of them — and to spot the risky ones.

≈ 8 minBeginner

The main categories

Type What it is Think of it as
Bitcoin (BTC) The original crypto; fixed, scarce supply Digital gold / store of value
Ethereum (ETH) A platform that runs smart contracts A world computer for apps
Stablecoins Coins pegged to a currency (e.g. the US dollar) Digital cash for moving value
Altcoins Thousands of other projects, wildly varying quality Everything from serious to scam

Altcoin reality check

Most altcoins fail. Before touching one, ask: who’s behind it, what problem does it solve, is the team public, and is there real usage — or just hype? If you can’t answer, that’s your answer. (Educational, not investment advice.)

What a smart contract does

A smart contract is code that runs exactly as written when conditions are met — no middleman needed. “If X happens, automatically do Y.” It powers DeFi, NFTs, and more (Modules 10 and 11), but code can have bugs, so it carries its own risks.

Key takeaways

  • Bitcoin = scarce store of value; Ethereum = programmable platform.
  • Stablecoins aim for a steady price and are handy for payments.
  • Most altcoins are high-risk — scrutinize before trusting.
Educational purposes only — not financial, investment, or tax advice. Crypto is volatile; rules vary by country and change often. HODL Guide never asks for your seed phrase or private keys. Some links may be affiliate links; this never influences our reviews or rankings.